Investing

One of the saddest phrases about money is, “We used to have a lot more.” And yet, it’s a common refrain because investors forget the most important rule: “Don’t lose money.” Easy to say. Hard to do. With the race to live longer, I’m afraid investors are getting ahead of themselves, investing like their younger […]

In my conversations with you, you tell me all about your life: Your next trips, recent visits with family to Disney, new cars to pay for, new boats to buy, bucket list trips to make deposits on, and more. The lists go on and on. Yes, it’s sometimes a bit overwhelming for Your Survival Guy […]

  To my surprise, a long-time client emailed this to me yesterday. But before I show you the email, here’s the backstory: Your Survival Guy has been working with him for decades now. Every January, we talk about his income needs, satisfying his RMD, etc. It’s typical stuff. And every January, he tells me about […]

“My father read Richard C. Young’s Intelligence Report, and he passed them along to me,” is a comment I receive regularly. Who do you trust more than a parent? It’s why when you and I work together, it’s not like you’re learning about investments for the first time. I don’t think I’ve ever made a […]

Happy Valentine’s Day from us, hope you made it a good week. Your Survival Guy and Gal did. We had dinner last night with good friends at one of our favorite restaurants in Newport, Stoneacre Brasserie. It was an especially cozy night as the last of the storm blew out. If you want to get […]

In my conversation with you, we talked about how you’re spending your time this winter. Just this morning, I received an email about your around the world private jet tour that you booked with a group of your new closest friends. Nice! A few of you living in Louisiana told me some good stories about […]

You might be getting flooded with emails about “guaranteed” fixed-income products nearing 10% yields. I know I am. Why let some other company take your profits and stick you with all the risk? Sure, they may be able to pay you back with your own money while they leverage the hilt out of it, but […]

I know that you know Vanguard lowered its fees on 87 funds because you tell me. It’s no surprise that Vanguard is racing to zero on its funds. It feels to me like they’re already there. But let’s not confuse this with what Vanguard is truly after—the higher-fee advisory business. When Jack Bogle founded Vanguard, […]

Your Survival Guy invested a chunk of money yesterday in my dividend-centric portfolio at Fidelity Investments. This is a retirement account. When there’s cash available, I invest. I’m also in the middle of a home project and use money markets for my working capital. Did I mention I have two kids in college? All of […]